Terms of Service

Acceptance of Terms

By accessing or using the Pearl Financing website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Description of Services

Pearl Financing operates as a business financing marketplace that connects businesses seeking funding with lending partners. We are not a direct lender. Our services include:

• Collecting information about your business financing needs
• Matching you with potential lending partners
• Facilitating communication between you and lending partners

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the authority to bind the business entity you represent
• Provide accurate and complete information

User Responsibilities

You agree to:

• Provide truthful, accurate, and complete information in your application
• Update your information if it changes
• Not misrepresent your identity or business
• Not use our services for any unlawful purpose
• Not attempt to gain unauthorized access to our systems

No Guarantee of Funding

Submitting an application through Pearl Financing does not guarantee approval for funding. All lending decisions are made by our lending partners based on their own underwriting criteria. We do not control and are not responsible for any lender's decision to approve or deny your application.

Third-Party Lenders

If you are matched with and choose to work with a lending partner, you will be subject to that lender's terms, conditions, and privacy policies. We encourage you to review all documentation provided by any lender before accepting funding.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Pearl Financing or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

Limitation of Liability

To the fullest extent permitted by law, Pearl Financing shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to:

• Loss of profits or revenue
• Loss of data or business opportunities
• Decisions made based on information provided through our services
• Actions or omissions of third-party lending partners

Indemnification

You agree to indemnify and hold harmless Pearl Financing, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Contact Information

For questions about these Terms of Service, please contact us at:

Pearl Financing
30 N Gould Street, Sheridan, WY 82801
Email: info@pearlfinancing.com