pearlBusiness
financing

How it works

A conversation with a useful outcome.

Start with what your business needs. Use a short AI conversation to send Pearl a funding request with the context needed for follow-up.

Start with Pearl

  1. Start with the goal.

    Describe what you want to move forward, in your own words. Pearl asks follow-up questions based on what you share about your business, funding need and timing.

    What you get

    A conversation shaped around your business

    “I need to cover inventory before our busy season.”

  2. Leave your contact details.

    When you choose Request a follow-up, Pearl asks for your name, email and phone in the same conversation. Your business answers carry forward. You can edit the summary if something needs correcting.

    What you get

    Your funding need and a way to reach you

    Name · Email · Phone

  3. Choose to send it.

    Confirm that Pearl can contact you, then send your request. Your contact details and business context are received together, with a confirmation shown after submission.

    What you get

    A confirmed inquiry, ready for follow-up

    Contact details → Consent → Receipt

After your inquiry

Preparing for a funding decision.

Your inquiry gives Pearl the context for a follow-up conversation. A provider may then require a formal application and additional information. Pearl’s AI does not approve financing or submit applications to providers.

For any proposed offer, compare net funding, total cost, payment schedule, term, and any guarantee or lien. Decide whether the commitment fits your business.

Questions about provider review

Curious about what comes next for the product?

Explore the future platform preview Demonstration only · In development