Financing guide

Working Capital

Explore funding for operating expenses, inventory, payroll, and business growth. Plan around your cash-flow cycle.

Working Capital Solutions

Access the cash flow your business needs to cover day-to-day expenses, take advantage of opportunities, or bridge seasonal gaps.

Funding Options

Business Lines of Credit

Discuss a line of credit for recurring needs. Review draw rules, interest, fees, and repayment requirements.

Short-Term Loans

Discuss a loan for a defined short-term need. Confirm the total cost, payment schedule, and review timeline.

Revenue-Based Financing

Review how payments are calculated and whether they adjust with revenue under the actual agreement.

Common Uses

  • Inventory purchases
  • Payroll and staffing
  • Marketing and advertising
  • Seasonal cash flow gaps
  • Unexpected expenses
  • Growth opportunities

Plan Before Applying

  • Define the need - Separate operating expenses from the timing gap in collections
  • Prepare documents - Confirm the provider’s requirements before submitting sensitive information
  • Compare the commitment - Review net funding, total repayment, fees, and payment frequency
  • Test cash flow - Include existing obligations and slower collections in your plan

Apply now for working capital funding.

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